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Open Question: Will getting a student loan affect my grant eligibility?

I get grants to pay for college and it covers tuition and books, but I was wanting to get a student loan for the summer to take a class and use the rest to get a car and maybe a computer. If I do this will I not be able to get grants again bc they may think I have enough money for tuition since I got a loan. I’ve already applied for the my grant in the fall.Also i was wanting to get a private student loan like from chase and it says they don’t need school authorization.

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